About us
Welcome to Umoja Magharibi Kenya Ltd
- Who We Are
Umoja Magharibi Kenya Ltd is a Non-Bank financial institution based in Kenya with focus to uplifting lives and livelihoods of target clients. It’s foundation is based on the greater efforts made by promoters to establish an entity that will create value to all stakeholders based in the five counties of Western Kenya i.e. Kakamega, Vihiga, Bungoma, Busia and Trans Nzoia
Our Vision
To be the most preferred financial institution to create wealth for all our stakeholders.
Our Motto
We Empower, You Prosper
Our Mission
To create capacity and wealth of our targeted clientele
Our Core Values
Simplicity
We strive for clarity and consistency, make decisions quickly and pragmatically, and focus on what’s essential
Transparency
Open and honest communication about everything
Passion
We love what we do. Our client’s delight and satisfaction is a true reflection of our love and dedication to our work
Professionalism
We are qualified, skilled, and committed individuals who take pride in producing high-quality work and delivering exceptional services to our customers
Trust
We build trust through constructive, sincere communication that serves the greater good of the business
Integrity
We are trustworthy, diligent, and honest. We accept responsibility for our actions and follow through on promises and commitments
- Why Join Umoja Magharibi
- By joining Umoja Magharibi, you join the larger community in building our very own sacco with a common bond, who are professionals you have worked with, interacted with or networked with, therefore making it easier for them to act as your guarantors in case you need a loan.
- Attractive interest on deposits and dividend on shares.
- Variety of products at attractive interest rates, flexible repayment periods and favorable turnaround time.
- Expanded alternative collateral options.
- Receiving, periodically and regularly, or upon request, and at least once a year, a statement of accounts containing the individualized credit and debit transactions.
- Attend and participate in decisions taken at all general meetings of the society and vote.
- Enjoy the use of all the facilities and services of the society subject to the society’s by-laws.